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terms of service and use

Terms of Service

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The ALEC website is offered to you conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of the ALEC site constitutes your agreement to all such terms, conditions and notices. For all purposes herein, “ALEC” shall mean “Abbott Laboratories Employees Credit Union.”

Modification of these terms of use:

ALEC reserves the right to change the terms, conditions and notices under which the ALEC site/services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the ALEC site/services constitutes your agreement to all such terms, conditions and notices.

Personal and non-commercial use limitation:

Unless otherwise specified, the ALEC site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the ALEC site.


ALEC uses small text files called cookies to collect anonymous website traffic data. This information helps improve our web services and facilitate the use of certain functions. Our cookies do not collect or store any personally identifiable information.

Google Analytics:

We use a tool called “Google Analytics” to collect information about use of this site. Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. We use the information we get from Google Analytics only to improve this site. We do not combine the information collected through the use of Google Analytics with personally identifiable information.

Interest-based advertising:

We use data from Google's interest-based advertising or third-party audience data (such as age, gender, and interests) with Google Analytics to serve more relevant ad experiences across the web, based on previous visits to our website. Using the Ads Settings, visitors can opt out of Google Analytics for Display Advertising and customize Google Display Network ads.

Alternatively, visitors can opt out of a third-party vendor's use of cookies by visiting the Network Advertising Initiative opt-out page.

Links to third party sites:

The ALEC site/services may contain links to third party websites (“Linked Sites”). The Linked Sites are not under the control of ALEC and ALEC is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. ALEC is not responsible for webcasting or any other form of transmission received from any Linked Site, nor is ALEC responsible if the Linked Site is not working appropriately. ALEC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by ALEC or the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with a third party (including advertisers) included within the ALEC site/services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. ALEC shall not be responsible or liable for any part of any such dealings or promotions.

No unlawful or prohibited use:

As a condition of your use of the ALEC site/services, you will not use the ALEC site/services for any purpose that is unlawful or prohibited by these terms, conditions and notices. You may not use the ALEC site/services in any manner that could damage, disable, overburden or impair any ALEC site/service(s) (or the network(s) connected to any ALEC site/service(s)) or interfere with any other party's use and enjoyment of any ALEC site/service(s). You may not attempt to gain unauthorized access to any ALEC site/service, other accounts, computer systems or networks connected to any ALEC site/service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the ALEC sites/services.

Service Contact

Termination/Access Restriction:

ALEC reserves the right, at its sole discretion, to terminate your access to the ALEC site/services and the related services or any portion thereof at any time, without notice.

ALEC may also terminate or suspend your access to ALEC site/service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by ALEC. Upon termination of the ALEC site/service, your right to use the ALEC site/service immediately ceases. ALEC shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.

ALEC Credit Card Valet

The ALEC Credit Card Valet Mobile App periodically collects, transmits, and uses geolocation information for enabling features such as, but not limited to, card use and alerts to prevent fraudulent activates, but only if the end user expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the feature(s) are being used or not at all, depending on the end user’s selection. The end user can change his/her/their location permissions at any time in their device settings.

Copyright and trademark notices:

All contents of the ALEC website are: ©2024 ALEC All Rights Reserved and/or its suppliers.

Any rights not expressly granted herein are reserved.

©2024 ALEC