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atv and utv loans

ATV and UTV financing options to fit your needs

Whether you want to blast through the woods on an ATV or need to haul things around with a UTV, we’ve got the perfect loan for you. With ATV or UTV financing from ALEC, you get low interest rates, flexible terms, and instant approval.

Check Rates

Loan Discount

Up to 115% Financing

Flexible Terms

ATV and UTV financing options to fit your needs with rates as low as

% APR*
Up to 36 months

The Benefits of our ATV and UTV Loans

Competitive Low Rates

Up to 0.50% Loan Discount

Immediate Loan Approval

Up to 84 Month Terms

Easy Repayment Methods

Zero Prepayment Penalties

ATV & UTV Loan Rates

ALEC is proud to provide outstanding rates and term lengths to all members of our banking family.

TypeLoan TermAPR* as low as 1
New & Used ATV & UTV 3
Up to 24 months4.49%
36 months4.49%
48 months4.99%
60 months5.24%
72 months5.49%
84 months5.99%
* APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
1 Disclosed rates include ALEC’s 0.50% APR discount. Returning loan members who have a current loan with ALEC and are applying for a new loan will automatically receive a 0.50% APR rate discount. New loan members who do not have any current loans with ALEC must have an ALEC Checking Account (Free or Rewards) with $500 in direct deposit per statement cycle AND be enrolled in E-Statements to be eligible for the 0.50% APR discount. Discount not valid on credit cards, mortgages, Personal Lines of Credit, Rapid Refi and Home Equity Line of Credit.
3 84-month loans are available with a minimum $25,000 loan amount.

Start Your Application Today!

Apply Online
Quick and easy online application with instant approval.
Sign Your Loan
Agree to the loan amount, rates, and terms.
Receive Funds
Receive your funds and use them to buy your next ATV or UTV.