ALEC Select™ Visa®
Take advantage of our lowest interest rate Visa® credit card.
ALEC Select™ Visa® Benefits
0% intro APR
Take advantage of a 0% introductory APR* for the first 12 months on purchases and balance transfers.**
No annual fee
We don’t charge you an annual fee to take advantage of low interest rates.
24-hour support
Get assistance at any hour of the day with 24/7 member service and support.
Enhanced security
Our cards have both a contactless option and EMV microchip security built in.
More about your Select™ Visa® Credit Card
Make your life a little easier — and more affordable — with the Select™ Visa® Credit Card.
- When you first receive your card, you’ll be able to enjoy 0% APR* for the first 12 months. During this time, you won’t receive any interest charges on your purchases or balance transfers.**
- Once your 0% APR expires, you’ll receive a low variable APR starting as low as 12.20% — 21.20%3.
Included With All Cards
Auto Rental Collision Damage Waiver
Travel Accident and Baggage Delay Insurance
24-Hour Support
Travel and Emergency Services
Digital Wallet
Warranty Manager
Online Account Access
Visa® E-Statements
Manage Your ALEC Credit Card
Managing your card is easier than ever with our new Credit Card Valet app. Just a few of the great benefits include:
- Lock and Unlock your card at any time, for any reason.
- Report your ALEC Visa® Credit Card as lost or stolen.
- To contact Visa®, please call 866.820.5788 to report it immediately. If you are international, please contact us.
- Your ALEC Visa® card comes with worry-free protection. Should any unauthorized transactions occur on your card within the Visa® network, you’re 100 percent covered against fraudulent activity — with zero liability on your part.
- Notify us of your travel plans to prevent any temporary card suspension or purchases being denied.
- ALEC wants your next trip to be as hassle-free as possible. You can notify us of your travel plans in several ways:
- Submit your travel destination and dates within Online Banking
- Add your travel destination and dates in our Credit Card Valet app
- Call 24/7 to 800.762.9988
- Send a secure message through Online Banking
- Stop by any Service Center
- ALEC wants your next trip to be as hassle-free as possible. You can notify us of your travel plans in several ways:
Additional Resources:
Have questions? We're here to help.
* APR = Annual Percentage Rate. 0% APR on purchases and balance transfers, valid the first 12 months the account is open. Rate then reverts to the assigned variable account rate. All credit cards subject to approval.
** All balance transfers are subject to a 2% balance transfer fee.
3 The post-introductory APR varies by credit card and credit history. It also varies with the market based on the Prime Rate. Prime Rate is “prime” as listed in the “Money Rates” section of The Wall Street Journal from the last business day of the previous quarter. As of December 30, 2022, Prime is 7.50%.